TIAC Research & Innovation is a dedicated unit for strategic application of organizational knowledge and long-term competitive advantage. Our flagship initiative is CAIT, our AI platform, first proven in production through ZeroPointCompass.
R&D is the engine that turns today's delivery into tomorrow's advantage.
From reactive project work to proactive innovation: space to explore, experiment and position for what's next.
Capture and organize what we learn, and turn experience into reusable intellectual property.
Stay ahead of market and technology shifts, so decisions are made with foresight.
We focus where TIAC is strongest: FinTech & InsurTech and ESG & Climate FinTech as industry verticals, with Artificial Intelligence and Cloud Architecture as the cross-cutting technology verticals that power them.
Selected due to rapid digital transformation in financial services, regulatory evolution, and alignment with TIAC's core MDC business. This vertical addresses critical market needs in financial accessibility, compliance automation, and digital asset management.
Chosen due to increasing regulatory requirements (EU CSRD, TCFD) and growing investor focus on sustainability metrics. Addresses complexity of ESG data management in an evolving compliance landscape.
Prioritized due to transformative potential in automation, decision support, and intelligent system development. AI capabilities are foundational to competitive differentiation across all industry verticals.
Selected to ensure scalability, resilience, and vendor independence. Multi-cloud strategies mitigate vendor lock-in while optimizing for performance, cost, and compliance requirements.
CAIT is our AI platform for regulated industries - the largest initiative in our portfolio right now, and proof of how our R&D turns into product.
AI-powered software delivery.
Secure enterprise AI in your own cloud.
Twice the feature throughput, with a human approving every single merge.
Read the customer story →First proven in production through ZeroPointCompass (ESG / CSRD).
Explore CAITAgile Research and Development Organization - a lightweight, flexible unit designed for innovation and strategic technology positioning.
TIAC R&D exists to evolve the organization beyond traditional managed-development services, focusing on knowledge accumulation, resource mobilization, and performance assessment.
Our ARDO model emphasizes minimal hierarchy, self-organization, and agile practices - enabling rapid exploration of future business needs and launching smart ideas.
Exploring future business needs and building competencies
Rapid prototyping and proof-of-concept development
Systematic knowledge sharing across teams
Structured framework for resource mobilization
Latest articles, case studies, and projects from across our R&D work, including the TIAC AI Platform.
The software industry lives with a phenomenon that is conveniently named technical debt (TD). According to some estimates 25% of all effort spent in the industry is related to this phenomenon.
Read MoreA mixed team from two companies, one AI delivery workflow, and a rule that has not moved: a person approves every change.
View StudyA comprehensive environmental monitoring platform that collects, analyzes, and visualizes microclimate data for optimizing indoor growing conditions and sustainability.
Explore ProjectCloud computing has become a strategic imperative for financial institutions seeking to modernize legacy systems, improve efficiency, and meet rising data, security, and regulatory demands. With cloud adoption accelerating across the BFSI sector, organizations are achieving measurable gains in development speed, cost optimization, and operational resilience.
View Report""In R&D, there are no mistakes - only experiments that lead us to better solutions." Failure is not our enemy; it's our teacher. Every bug we encounter, every approach that doesn't work, every prototype that falls short - these are all valuable data points guiding us toward breakthroughs. We celebrate failed experiments because they eliminate paths that don't work and illuminate the ones that do. The difference between a mistake and an experiment is mindset. We choose to learn, iterate, and improve rather than fear being wrong."
Prof. Dr. Vladimir Mandic
R&D Director
""Code isn't just what we write - it's how we solve problems no one has solved before." In R&D, we don't follow established paths; we create them. Every line of code we write is an exploration into uncharted territory. We're not maintaining systems - we're inventing new possibilities. Our work begins where the documentation ends and where conventional solutions fall short. This is what separates us from traditional development teams: we embrace the unknown and turn uncertainty into innovation."
Arsen Milošev
Innovation & Growth Leader
""We don't build software - we build the future, one commit at a time." Each pull request we merge is a small step toward tomorrow's technology. We're not just solving today's problems; we're anticipating challenges that don't yet exist and creating solutions for users who don't yet know what they need. Our work compounds over time - today's research prototype becomes tomorrow's production feature and next year's industry standard. We understand that revolution happens incrementally, and we're patient enough to iterate our way to greatness."
Anita Matt
ESG Product Owner